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    Question ID:   3105         Current Version: 1
Question: Can I use another service to pay my bills on the Internet?
Category: Business & Finance > Personal Finance
Keywords: automatic, direct, Internet, service, bank, electronic bill presentment and payment, pay, EBPP
Type: other
Rating:(0 ratings)    Views: 301    Discussions: 0   In Watch Lists: 1  

 
    Answer:
Electronic payments are made without the use of paper by way of a variety of electronic devices. There are many types of electronic payments, including direct deposit, direct debit, and electronic bill presentment and payment ("EBPP"). Electronic payments can also be made by credit, debit, or stored-value cards and on-line banking transactions.

Although credit card and direct deposit payments have been available for some time, more recent methods such as EBPP, paying bills by telephone, or using an e-banking site are growing in popularity.

An EBPP service pays bills directly from your account and e-mails a monthly statement to you. Many companies other than banks offer EBPP services. They operate in many different ways. You may receive bills and monthly statements at your bank's Web site that were sent to the bank by the EBPP company. Alternatively, you may go to an EBPP company's Web site to view and pay your bills. In some arrangements, you go to the Web site of each biller to retrieve your bill. Payment of your bills may also occur through various methods.

EBPP companies may also provide other services: sending you an e-mail reminder when a bill arrives, tracking payment status so that you know when a bill payment is sent, or filing bills electronically. EBPP companies may charge monthly or per transaction fees for their services.

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